Scottish students studying in Scotland full time for a first degree, or equivalent, are not required to pay tuition fees. This means that you will not need to take out a student loan to cover the cost of any of your tuition for your time at college or university. You still have to apply to SAAS (Student Awards Agency for Scotland) to have your tuition fees paid every year and you can find the SAAS Guide to Undergraduate Funding here.
Living Costs & Loans
Though you won’t have tuition fees to pay, you might still need to think about how you will cover your living costs whilst you are a college or university student – accommodation, food, transportation, study materials etc! You could apply for a bursary and a loan though SAAS to help with these costs. The amount you can receive depends on your household income, find out more here.
What is a SAAS Bursary?
What is a student loan?
What is a SAAS Grant?
Nursing & Midwifery Students
Studying Outside of Scotland
If you choose to study in England or Wales, you’ll have to pay the full tuition fees. The exact figure will vary depending on your chosen university. To help you pay this, you can apply for a non income-assessed loan of up to £9,250 a year. The loan system to help with living costs works in exactly the same way as it would if you choose to go to university in Scotland.
If your family income is below £34,000, you can also receive bursary support of up to £2000 a year (depending on the income level of your family). You’ll receive this on top of your student loan, and you won’t have to pay it back. In certain cases you may also be eligible for extra funding. There are a variety of educational trusts and organisations – check with SAAS or university websites. Universities also offer a range of bursaries which can be subject specific or can help support your accommodation costs.
College and university scholarships and other sources of funding
In certain cases, you may also be eligible for extra funding in the form of bursaries or scholarships – these are financial awards that do not have to be paid back. These are available from lots of different organisations, including universities and educational trusts.
Often, applicants need to meet particular criteria to be eligible (for example, study a specific subject, have a connection to certain area or family name) but it is definitely worth looking into them – you never know what you might be able to apply for!
We've put together some useful links below to help you begin your search.
Support for Care Experienced Learners, Estranged Students or Young and Student Carers
If you are a Care Experienced Learner, an Estranged Student or a Young or Student carer, there may be specific funding that you are eligible for. Find out more on our blog post for Care Experienced Learners here, our blog post for Estranged Students here, and our blog post for Young and Student Carers here.
Financial support is also available for Scottish students studying part-time in Scotland, find out more about that on the SAAS website here.
For tuition fees and student loans:
Student Awards Agency for Scotland
SAAS is an agency of the Scottish Government giving financial support to eligible students doing a course of higher education in the UK.
Student Loans Company
Student Loans Company is a non-profit making, government-owned, organisation set up to provide loans and grants to students in universities and colleges in the UK.
Bursary advice from Scottish universities:
Spend some time searching on university and college websites to see what financial support might be available.